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Viking Cruises Travel Insurance: Is It Worth It or Should You Go Third-Party? | Insider Advice

Shawn Power-Your Trusted Cruise&Tauck Tour Expert!
Shawn Power-Your Trusted Cruise&Tauck Tour Expert!
🥈Expert
👁️ 2K views📅 10 months ago⏱️ 17:25
What This Creator Said
Creator Had Mixed FeelingsTips & Advice🥈Expert Creator
Veteran Cruiser

Source: Our analysis of the creator's lived experience, based on what they said in this video.

Creator's Key Takeaways

I've been selling travel for 20 years. So, you know, I've seen it all. I've kind of been through it all.

If you're over 65 um more often than not it's going to be cheaper with Viking.

With Aliance, from the time you leave home to the time you get back home, you're going to be covered the whole time.

Viking's insurance is not going to cover you all over the place. They're just going to cover you while you're with them.

Creator's Tips & Advice

Consider buying Viking's insurance upfront for pre-existing condition coverage.
For complex trips with multiple destinations, consider a third-party policy for full coverage.
If traveling with a group, evaluate cancellation policies carefully.
Don't overpay for 'any reason' cancellation coverage if you rarely use it.

🆕New to Cruising? This Creator Addresses:

Confusion about insurance options when booking directly with VikingContact a travel agent to compare options and get unbiased advice.
High upfront cost for Viking insurance with a $50 depositEvaluate if you need insurance immediately or can wait for third-party options.

Questions This Creator Answers

QIs Viking's travel protection plan worth it?
QShould you use a third-party insurance like Allianz instead?
QWhat are the pros and cons of Viking's insurance compared to third-party options?

Topics Covered

Value Pricing½ Happy BaconBooking Process1 Happy BaconSafety Medical½ Sad Bacon

Port Highlights

Paris1 Happy Bacon
Reykjavik1 Happy Bacon
Austria1 Happy Bacon
How to read the Trip Bacon Score
Happy Bacon — creators loved this aspect
Sad Bacon — creators took issue with this
Meh — no strong opinion either way

Scale: 0–5 strips in half-step increments. 0 = “meh”, 5 = “bacon bliss”. Aggregated from creator-review sentiment, weighted by channel expertise.

About our Bacon Score methodology
YouTube Video Description

Are you about to book a Viking cruise—or already have—and now you're stuck wondering if you should say yes to Viking’s travel protection plan? In this video, your Trusted Cruise, Tauck Tour and Africa Safari expert - Shawn Power breaks down Viking’s Travel Protection Plan vs. third-party insurance (like Allianz)—and it’s NOT a one-size-fits-all answer. With 20+ years in the travel industry, Shawn has seen all the fine print, the claim results, and the real-world scenarios that matter when you’re traveling abroad. We’ll cover: ✅ When Viking’s insurance makes sense (especially for travellers 65+) ✅ Who should look at third-party insurance to save hundreds of dollars ✅ What Viking’s “cancel for any reason” clause really covers (and what it doesn’t) ✅ How to protect yourself if you’re doing multi-country or pre/post-cruise travel ✅ What happens if a friend you’re traveling with cancels ✅ Insider tips to combine policies and still save money BONUS: If you already booked with Viking directly, you may be eligible for hundreds of dollars in onboard credit (even if you didn’t know me before today!). No cost to you—just added value. Learn more here: https://www.shawnpower.com ⚠️ I’m not an insurance agent, and this video isn’t legal advice. Just 20 years of on-the-ground, real-life expertise to help YOU travel smarter, safer, and with peace of mind. As always, reach out via my site if you’d like help evaluating your best insurance option Related Videos: Is Viking the right Ocean cruiseline for you? https://youtu.be/__1HjWjYdKA?si=9mRQNbBInA7cxE0E Here are 3 top tips to get the best deal on your next Viking Cruise! https://youtu.be/xHnBOm0COiw?si=lHcN523rgwycREEY Should you book airfare with Viking or not? https://www.youtube.com/watch?v=ZEXaPhjxk0c Did you know this about Viking's Shore Excursions? https://youtu.be/CqbiHzKqZpU?si=WKRmzePXc8BkjKit Where does Viking Ocean Cruises fit into the "World of Cruising?": https://youtu.be/hi3RwMY5IFk?si=iGgBU60WJk17uvp8