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13 costly travel insurance lessons after missing my cruise ship

The Chill Cruiser
The Chill Cruiser
🥈Expert
👁️ 45K views📅 2 years ago⏱️ 15:18
Princess Cruises logo
Princess Cruises
What This Creator Said
Creator Warns AgainstTips & Advice🥈Expert Creator
👫 Best for GroupCaribbeanFrom Fort LauderdaleVeteran Cruiser

Source: Our analysis of the creator's lived experience, based on what they said in this video.

Creator's Key Takeaways

none of the policies covered all of the expenses or unused Cruise fare none of them came even close but one policy did Cover a lot more than the rest

Air Canada and by extension Pearson was allowed to give the hundreds of passengers who missed their cruise ship a big fat zero because of a big fat loophole in Canada's Airline friendly passenger rights regulations

the cheapest one that's included with the premium credit card covered the most expenses which was very surprising

all in all it would be an understatement to say that we're disappointed with close to every aspect of how our experience was handled

Creator's Tips & Advice

✓Plan to fly in much earlier than the guidelines provided by the cruise line, at least the day before
✓Make sure your travel insurance policy includes generous allowances for air, hotel, and unused fare
✓Decode your insurance policy before buying and traveling so you're crystal clear on what's covered
✓Keep absolutely every email and receipt you received during your flight delay and journey to meet the ship

🆕New to Cruising? This Creator Addresses:

Missing the cruise ship due to flight delays — Fly in at least the day before the cruise departure to avoid this risk
Travel insurance not covering all expenses — Carefully decode insurance policies before purchase to understand what is covered

Questions This Creator Answers

QHow much of the expenses did we get back from travel insurance policies?
QHow well did the cruise line's travel insurance perform against other options?

Topics Covered

Loyalty Program2½ Sad BaconService Crew1 Happy BaconBooking Process4 Sad BaconValue Pricing4½ Sad BaconEmbarkation4 Sad BaconPort Destination1½ Happy Bacon

Port Highlights

Fort Lauderdale4 Sad Bacon
St. Thomas1½ Happy Bacon
How to read the Trip Bacon Score
Happy Bacon — creators loved this aspect
Sad Bacon — creators took issue with this
Meh — no strong opinion either way

Scale: 0–5 strips in half-step increments. 0 = “meh”, 5 = “bacon bliss”. Aggregated from creator-review sentiment, weighted by channel expertise.

About our Bacon Score methodology
YouTube Video Description↓

After an epic flight delay on Air Canada caused 4 fellow passengers and I to miss our cruise ship, we learned 13 expensive lessons about travel insurance and Canadian flight delay compensation. The hardest lesson was that most of our travel insurance policies didn't cover most of the costs to meet the ship - including the insurance products sold by the cruise line (Princess Cruises). Only one policy came close to covering most of the expenses in the end - and it was the option we least expected. The travel insurance products in our group were: Princess Vacation Protection, Princess EZAir, RBC WestJet World Elite MasterCard and RBC Deluxe Single Trip. #cruisetips #travelinsurance 📽️ RELATED VIDEO I missed my cruise ship! Part 1: 12 planning lessons learned https://www.youtube.com/watch?v=lzXxLxM_iNo 📓 CHAPTERS 00:00 Start 00:34 Intro 02:09 Air travel delay compensation 03:38 Princess EZAir experience 04:20 Cruise line compensation 07:10 Expense and policy summary 08:13 Princess Vacation Protection 08:43 Princess EZAir 09:21 RBC WestJet World Elite MC 10:06 RBC Deluxe Single Trip 10:50 Travel agents 11:26 Submitting claims 12:55 Recap 13:57 Two questions for Princess