"Protect Yourself: The Truth About Travel Insurance #travel #travelinsurance

If you are travelling out of the country, you need travel insurance! You could be on the hook for MILLIONS without it. Don’t just assume that your credit card or personal health insurance coverage will cover you. Contact your insurer and make sure all the details are correct and that everyone in your party is covered. At a minimum you need Emergency Medical Insurance but you may also want to consider Trip Cancellation and Interruption insurance, just in case you have to cancel at the last moment or leave the trip early. This will help you get some of your non-refundable money back. Many insurers also offer Deluxe or Complete packages that include Luggage coverage and Flight Accident insurance as well as Medical. Often these packages need to be purchased immediately after you book the trip. You’ll need to assess what your loss tolerance is if something goes sideways. Finally, the insurance that a tour company, airline or cruise line sells you usually isn’t for emergency medical. That insurance is more for their bottom line than your protection. Do your research! Like and Subscribe for more travel tips.