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The REAL PRICE of Living on Cruise Ships – It's NOT What We Expected

KirkToriStory
KirkToriStory
🥈Expert
👁️ 4K views📅 3 weeks ago⏱️ 14:16
What This Creator Said
Creator RecommendsTips & Advice🥈Expert Creator
❤️ Best for CoupleVeteran Cruiser

Source: Our analysis of the creator's lived experience, based on what they said in this video.

Creator's Key Takeaways

The cruise fare is the easy part. It's the 6 hidden costs underneath it that will make or break your budget.

When you live on a ship, your internet is a negotiation, ship by ship, sailing by sailing, and it's expensive.

The nickel and diming has gotten steadily worse across almost every single cruise line. The things that used to be feeling included feel less included now.

Once you start thinking that way, once you stop comparing cruise life to a vacation budget and start comparing it to your whole month of cost of living, well, then everything looks different.

Creator's Tips & Advice

Budget for Wi-Fi as a major monthly expense rather than a one-time fee.
Read the fine print of travel insurance to understand actual coverage limits.
Compare cruise living costs to total monthly cost of living (rent, utilities, etc.) rather than just vacation spending.

🆕New to Cruising? This Creator Addresses:

Hidden costs of excursionsBudget for them honestly or you will resent every single port day.
Insurance coverage gapsGet insurance, but read what it actually covers, not what you assume it covers.

Questions This Creator Answers

QWhat are the hidden costs of living on a cruise ship full-time?
QIs living on a cruise ship actually cheaper than living on land?
QCan you use Starlink on a cruise ship?

Topics Covered

Value Pricing3 Sad BaconDrink Package1 Sad BaconPort Destination2 Happy BaconExcursions2 Happy BaconWifi Connectivity3½ Sad BaconDining Specialty1½ Sad BaconDining Room Service1½ Sad Bacon
How to read the Trip Bacon Score
Happy Bacon — creators loved this aspect
Sad Bacon — creators took issue with this
Meh — no strong opinion either way

Scale: 0–5 strips in half-step increments. 0 = “meh”, 5 = “bacon bliss”. Aggregated from creator-review sentiment, weighted by channel expertise.

About our Bacon Score methodology
YouTube Video Description

Three years ago, we sold our house in Canada and moved onto cruise ships full time. Since then, we've discovered something most full-time cruisers won't tell you: The cruise fare is the easy part. It's the 6 hidden costs underneath it that will make or break your budget. This is the real price of living on a cruise ship — and after 3 years and 73 ships, these are the numbers we wish someone had given us on day one. ⏱️ CHAPTERS: 0:00 - Introduction: 3 Years, 73 Ships, 6 Surprises 1:18 - Is Full-Time Cruise Ship Living Actually Worth It? 1:44 - Hidden Cost #1: Internet & Wi-Fi at Sea 3:25 - The Starlink Myth (It's Banned on Ships) 3:38 - Hidden Cost #2: Excursions Add Up Fast 5:35 - Hidden Cost #3: Gratuities, Drinks & Dining Fees 7:40 - Hidden Cost #4: In-Between Day Costs 9:08 - Hidden Cost #5: Insurance & Claims 10:46 - Hidden Cost #6: The Lifestyle Trade-Off Nobody Mentions 12:11 - Fast Version: All 6 Hidden Costs in 60 Seconds 💡 The one that surprises people most? It's not the drink packages or excursions. Drop your guess in the comments before you watch — we read every single one. 🚢 We're Kirk and Tori — a Canadian couple who sold our home in 2022 to live full-time on cruise ships. We cover the real cost of cruise living, ship hopping strategy, and honest cruise travel tips so you can make smarter decisions. 💬 Which hidden cost shocked you most? Drop it in the comments — we read every single one. 🔔 New videos every week — Subscribe for honest, real-numbers content on full-time cruise living.