Couple Misses Cruise and the Insurance Won't Cover It

Key Moments
Editorial Summary
The creator discusses a situation where a couple missed their cruise because they chose to fly in on the day of departure rather than staying in a hotel the night before. Although the couple believed their third party travel insurance would cover the missed cruise due to a flight delay, the claim was denied. The creator explains that while the flight itself was refundable, the cruise cost was lost because the insurance policy did not cover the specific circumstances. The video highlights the difference between cruise line insurance and third party insurance, noting that premium options often include coverage for such delays. The creator emphasizes the importance of having adequate health insurance to avoid massive medical bills in foreign countries. Finally, the creator recommends cancel for any reason insurance for maximum protection and advises travelers to always fly in the day before to avoid similar financial losses.
Written by TripBacon from this video's transcript.
Source: Our analysis of the creator's lived experience, based on what they said in this video.
Creator's Key Takeaways
they missed their cruise they thought well my insurance should cover it guess what it didn't
the cruise line they had already pulled up their gang plates and once that gang plate is up they're not waiting for anybody and they left
I always say to people my big thing is not necessarily about missing the cruise or anything my big concern is always the health
if you want to make sure that everything is covered no matter what happens pay for the extra insurance that you get and it's called cancel for any reason insurance
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