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Viking Cruises Travel Insurance: Is It Worth It or Should You Go Third-Party? | Insider Advice

Shawn Power-Your Trusted Cruise&Tauck Tour Expert!
Shawn Power-Your Trusted Cruise&Tauck Tour Expert!
🥈Expert
👁️ 2K views📅 8 months ago⏱️ 17:25
What This Creator Said
Creator Had Mixed FeelingsTips & Advice🥈Expert Creator
Veteran Cruiser

Source: Our analysis of the creator's lived experience, based on what they said in this video.

Creator's Key Takeaways

I've been on 90 plus cruises myself.

With Aliance, from the time you leave home to the time you get back home, you're going to be covered the whole time.

If you talk with Viking directly, you're going to get biased information. They're just going to say, 'Our option is great,' but they may not explain that they don't cover outside of their trip.

Creator's Tips & Advice

Buy Viking insurance within 2 weeks of booking to cover pre-existing conditions.
If you book your own airfare or hotels outside the cruise, Viking insurance will not cover those expenses.
Consider a hybrid approach: use Viking for cancellation and a third-party medical-only policy for comprehensive coverage.
Do not overpay for the 'any reason' cancellation clause if you rarely cancel trips.

🆕New to Cruising? This Creator Addresses:

High upfront cost for insurance despite low depositBe prepared to pay for insurance immediately to get pre-existing condition coverage, even if the cruise deposit is only $50.
Confusion over 'any reason' cancellationUnderstand that 'any reason' usually provides a future credit, not a cash refund, and is rarely used.

Questions This Creator Answers

QShould I buy Viking's travel protection or use a third-party provider?
QWhat are the pros and cons of Viking's insurance?
QHow does Viking's insurance compare to Allianz?
QDoes Viking insurance cover pre-existing conditions?
QDoes Viking insurance cover travel outside the cruise itinerary?

Topics Covered

Value Pricing1 Sad BaconBooking Process1½ Happy BaconSafety Medical½ Sad Bacon

Port Highlights

Paris1 Happy Bacon
Reykjavik1 Happy Bacon
Austria1 Happy Bacon
How to read the Trip Bacon Score
Happy Bacon — creators loved this aspect
Sad Bacon — creators took issue with this
Meh — no strong opinion either way

Scale: 0–5 strips in half-step increments. 0 = “meh”, 5 = “bacon bliss”. Aggregated from creator-review sentiment, weighted by channel expertise.

About our Bacon Score methodology
YouTube Video Description

Are you about to book a Viking cruise—or already have—and now you're stuck wondering if you should say yes to Viking’s travel protection plan? In this video, your Trusted Cruise, Tauck Tour and Africa Safari expert - Shawn Power breaks down Viking’s Travel Protection Plan vs. third-party insurance (like Allianz)—and it’s NOT a one-size-fits-all answer. With 20+ years in the travel industry, Shawn has seen all the fine print, the claim results, and the real-world scenarios that matter when you’re traveling abroad. We’ll cover: ✅ When Viking’s insurance makes sense (especially for travellers 65+) ✅ Who should look at third-party insurance to save hundreds of dollars ✅ What Viking’s “cancel for any reason” clause really covers (and what it doesn’t) ✅ How to protect yourself if you’re doing multi-country or pre/post-cruise travel ✅ What happens if a friend you’re traveling with cancels ✅ Insider tips to combine policies and still save money BONUS: If you already booked with Viking directly, you may be eligible for hundreds of dollars in onboard credit (even if you didn’t know me before today!). No cost to you—just added value. Learn more here: https://www.shawnpower.com ⚠️ I’m not an insurance agent, and this video isn’t legal advice. Just 20 years of on-the-ground, real-life expertise to help YOU travel smarter, safer, and with peace of mind. As always, reach out via my site if you’d like help evaluating your best insurance option Related Videos: Should you book airfare with Viking or not? https://www.youtube.com/watch?v=ZEXaPhjxk0c Did you know this about Viking's Shore Excursions? https://youtu.be/CqbiHzKqZpU?si=WKRmzePXc8BkjKit Where does Viking Ocean Cruises fit into the "World of Cruising?": https://youtu.be/hi3RwMY5IFk?si=iGgBU60WJk17uvp8